If you were hurt in a crash involving a Lyft driver in Illinois, whether as a passenger, another driver, a pedestrian, or a cyclist, an Lyft accident lawyer at Mixan Mahony, LLC can review your claim for free. Which insurance applies often depends on what the driver was doing in the app at the moment of the crash. We serve injured people across Illinois from our Chicago office, with phone and video meetings available.
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How Illinois Rideshare Insurance Works
The Illinois Transportation Network Providers Act, 625 ILCS 57/10, sets minimum insurance for rideshare trips. The coverage depends on the driver’s app status:
- App off: the driver’s personal auto policy generally applies.
- App on, waiting for a request: at least $50,000 per person and $100,000 per incident for death and personal injury, and $25,000 for property damage, with contingent coverage maintained by the company if the driver’s own policy does not respond.
- Ride accepted through the end of the trip: at least $1,000,000 for death, personal injury, and property damage.
- Uninsured and underinsured motorist coverage: at least $50,000 from the moment a passenger enters the vehicle until the passenger exits.
Evidence in a Rideshare Crash
Rideshare apps generate data that can show the driver’s status, speed, and route. Helpful evidence includes:
- Screenshots of the trip receipt, driver name, and vehicle.
- The in-app incident report.
- App telematics and GPS data.
- The police crash report.
- Dashcam footage and witness information.
- Medical records from your first visit onward.
Common Lyft Accident Situations
We review Lyft crashes involving passengers, other drivers, pedestrians and cyclists near pickup areas, and Lyft drivers hurt by other motorists. Airport, stadium, and nightlife pickups often involve sudden stops, U-turns, and double-parking.
Steps After a Lyft Accident
Get medical care, call police, screenshot the ride details in the app, photograph the vehicles and plates, and collect witness information. Report the crash in the app, and consider talking with a lawyer before speaking with an insurance adjuster.
Illinois Deadlines and Fault Rules for a Lyft Accident Lawyer Claim
- Most injury claims: 2 years under 735 ILCS 5/13-202.
- Shared fault: under 735 ILCS 5/2-1116, an injured person is barred only if their fault is more than 50 percent of the cause; otherwise damages are reduced by their share.
- More than one defendant: under 735 ILCS 5/2-1117, all defendants found liable are jointly and severally liable for medical expenses, and for other damages a defendant less than 25 percent at fault is severally liable while one 25 percent or more at fault is jointly and severally liable.
- Wrongful death: under 740 ILCS 180/2, an action is generally filed within 2 years after the death, with exceptions in the statute.
- Public entities: claims against a local public entity generally must be filed within 1 year under 745 ILCS 10/8-101(a), and personal injury claims against the State generally require a notice within 1 year under 705 ILCS 505/22-1 unless the claim is filed within that year.
These are general rules with exceptions. Ask a lawyer to confirm the deadline that applies to your situation.
The Transportation Network Providers Act section is scheduled to be repealed on September 1, 2028, unless the legislature extends it, so the rules that apply depend on the date of the crash. You can read the current text at 625 ILCS 57/10.
Compensation Families and Injured People May Seek
A rideshare or delivery-driver claim may seek compensation for medical care, lost wages, property damage, pain and suffering, disability, and loss of a normal life. The available insurance limits often shape how a claim is presented, which is why identifying every applicable policy early matters.
Every case is different, and no lawyer can promise a result. Our role is to gather the evidence, explain your options honestly, and pursue the claim you choose.
What to Do Next
- Call 911 if anyone is hurt and get medical care.
- Screenshot the trip or delivery details in the app.
- Photograph the vehicles, plates, and scene.
- Get the driver’s insurance information and witness contacts.
- Report the crash in the app, avoid recorded statements before talking with a lawyer, and call us for a free review.
Related Practice Areas
You may also find these pages helpful:
- Illinois rideshare accident claims
- car accident claims
- pedestrian accidents
- delivery and truck accidents
- wrongful death claims
We also serve clients in communities such as suburban Cook County, Naperville and Schaumburg, Oak Lawn, Mount Prospect.
We serve clients throughout Illinois from our Chicago office. See our Illinois service areas, our Chicago personal injury practice, and our Illinois personal injury representation.
What to Expect When You Call Our Firm
When you contact a Lyft accident lawyer at Mixan Mahony, LLC, the first conversation is about listening. We ask what happened, who was involved, what injuries resulted, and what records you already have. You do not need to have everything organized before you call.
After that first call, a Lyft accident lawyer on our team will explain which deadlines may apply, which records we plan to request, and what an investigation is likely to involve. If we are not the right fit for your situation, we will tell you that as well.
Throughout the case, you can expect plain-English updates. Working with a Lyft accident lawyer does not mean giving up control of your decisions. You decide whether to accept a settlement offer or move forward with a lawsuit.
Many people wait to call a Lyft accident lawyer because they worry about cost or are unsure whether they have a claim. The consultation is free, and an early review can help protect evidence that might otherwise be lost or overwritten.
Talk With a Lyft Accident Lawyer at Mixan Mahony, LLC
Whether you live in Chicago, the suburbs, or downstate, you can speak with our team by phone or video. A Lyft accident lawyer at our firm will listen, explain the law that applies, and outline the next steps without pressure.
- A free first conversation by phone or video.
- Records requests sent directly to providers, agencies, and insurers.
- Electronic signatures for paperwork.
- Updates by phone, email, or text.
Meet the Partners

Mixan Mahony, LLC was founded by Colleen Mixan Mikaitis and Mackenzie J. Mahony. Both partners are personally involved in the cases the firm handles for clients across Illinois, and you can reach them through our Chicago office by phone or video.
No attorney fee unless we recover for you. Your first consultation is free. How case costs and expenses are handled is explained in writing in the fee agreement before any work begins.
Contact Mixan Mahony, LLC
Mixan Mahony, LLC
444 W. Lake St., Suite 1707
Chicago, IL 60606
Phone: (312) 262-3971
View our Chicago office on Google Maps
We serve clients in communities outside Chicago from our Chicago office. We do not have offices outside Chicago. Phone and video meetings are available. You can also reach us through our contact page.
Mixan Mahony, LLC is not affiliated with, endorsed by, or sponsored by Lyft. Lyft and related names are trademarks of their respective owners and are used here only to identify the type of claim discussed.
This page provides general information about Illinois law and is not legal advice. Reading it does not create an attorney-client relationship. Every case is different, and past outcomes do not guarantee future results.

COMMONLY ASKED
Questions About Lyft Accident Lawyer Claims
Who pays when a Lyft driver causes a crash during a ride?
From the time the driver accepts a ride until the trip ends, Illinois requires at least $1,000,000 in liability coverage.
What coverage applies if the Lyft driver was waiting for a request?
Illinois requires at least $50,000 per person, $100,000 per incident, and $25,000 for property damage while the app is on and no ride has been accepted.
Does a Lyft passenger have uninsured motorist protection?
Illinois requires at least $50,000 in uninsured and underinsured motorist coverage from the time a passenger enters the vehicle until the passenger exits.
Can I recover if I share some fault?
Under 735 ILCS 5/2-1116, you can recover if your fault is 50 percent or less, with damages reduced by your share.
How long do I have to file a Lyft accident lawsuit?
Most Illinois personal injury lawsuits must be filed within 2 years under 735 ILCS 5/13-202.
What does it cost to hire a Lyft accident lawyer at Mixan Mahony, LLC?
The consultation is free, and there is no attorney fee unless we recover for you. How case costs are handled is explained in writing in the fee agreement.













